Take crypto at the counter

Your phone is the terminal. Customers tap and pay in crypto; you receive dollars instantly. Live in 10 minutes.

~1%transaction fee

10 minto go live

Instanttransaction

Your payment processor is quietly
eating your margins.

Every card transaction chips away at your revenue before the money even hits your account. And there's nothing you can do about it. Until now.

01

High transaction fees

Card processors take 2–4% of every sale, plus cross-border and FX surcharges. On $1M in revenue, that's up to $40,000 gone.

02

Slow settlement times

Processors hold your money for 1–5 business days. Cash you can't reinvest while banks sit on your revenue.

03

Chargeback exposure

Fraud disputes fall on you. The average chargeback costs merchants $3.75 for every $1 lost.

04

Weeks-long integrations

Traditional rails take days to weeks, plus compliance reviews. Every day you're not live is revenue you're not collecting.

// The Solution

The simplest way to accept
low-cost USD payments.

A plug-and-play SDK that drops into your existing store in 10 minutes. Customers pay in stablecoins and crypto. You receive funds instantly in your wallet or directly to your bank account.

10-Minute Integration

One NPM package. No backend changes, no compliance forms, no waiting rooms. Ship and go live the same afternoon.

Instant Liquidity

Funds settle immediately to your wallet. No T+3 delays. No bank holds. Your money moves when your customer pays.

~1% Transaction Fees

Cut your processing costs by up to 75%. No hidden fees, no FX markups, no cross-border surcharges. Just ~1% flat.

Built-in Compliance

AML screening, blacklist management, and transaction monitoring built in. Every payment is traceable, auditable, and final.

// At the counter

Tap to pay, both sides in sync

// Merchant Dashboard

Run the money side
from one dashboard.

Every payment you take shows up here: what settled, who sent it, and which token it arrived in. Reconcile a day’s takings, send a payment link, or hand your developer an API key without opening a support ticket.

Overview

See what actually cleared this month

Settled volume for the last 30 days, with receipt and checkout counts beside it.

Receipts

Confirm a customer’s payment in seconds

Every payment lands in the ledger with its order, network, amount and time.

Receipt detail

Show your accountant where the money came from

Open any receipt for both wallet addresses, the sender and the transaction hash.

API keys

Connect your backend once, rotate whenever

Generate HMAC credentials and check signing is configured before you go live.

Token settlement

Know which token you were paid in

Each token shows how many payments cleared and the total received to date.

Payment links

Charge a customer without building checkout

Create a link, send it, then copy, inspect or cancel it later.

// How It Works

Live in 3 steps, not 3 weeks.

From zero to accepting payments in the time it takes to make a cup of coffee.

01

Install the SDK

One NPM package. Add it to your codebase in seconds. No configuration needed to get started.

02

Configure your checkout

Set your wallet address and accepted currencies. No backend required. Works with any existing stack.

03

Go live & collect funds

Your store now accepts crypto. You receive dollars. Instant settlement to your wallet or bank account.

Customers remain on your website during checkout. No redirects, no friction, just higher conversion rates.

// Business Outcome

What this means for your bottom line.

Eliminate ~3% card processing fees

Keep nearly all your revenue instead of handing it to card networks. On $500K/month, that's $15,000 back every month.

Unlock instant cash flow

Settlement in seconds, not days. Stop bridging cash gaps and fund operations with the money that's already yours.

Reach new customer segments

Accept payments from crypto-native customers who prefer stablecoins, a $170B+ market that traditional processors ignore.

Zero chargeback exposure

Blockchain transactions are final. No disputes, no fraud reversals, no arbitration fees. Every payment that clears stays cleared.

Savings Calculator

See how much NavisPay saves you vs. Stripe every month.

Monthly payment volume

$100,000

$10K $2M

Stripe fees (2.9% + $0.30)

$2,900

NavisPay fees (~1%)
$1,000

Actual savings may vary depending on your transaction mix and processing volume.

Everything included, no add-ons, no tiers

Multi-wallet support

Blacklist management

Pause & resume payments

Multi-chain support

Local currency off-ramp

Analytics dashboard

Refund processing

SOW & contract signing

HubSpot integration

Webhook notifications

AML screening

Quote management

// Use Cases

Built for businesses that sell globally.

Whether you're billing SaaS customers, shipping products worldwide, or running a marketplace, NavisPay works for you.

SaaS

Collect global subscriptions without cross-border FX fees

0subs/mo

+12.4%

USD

$49

EUR

€45

GBP

£38

JPY

¥6.8k

INR

₹3.9k

E-commerce

Sell physical goods worldwide without chargeback risk

Order flow

placed

verified

shipped

complete

Marketplaces

Pay out vendors and creators instantly across the globe

// Why NavisPay

How we stack up against traditional processors.

The numbers speak for themselves.

Metric	Traditional processor	Stripe / PayPal	NavisPay
Integration time	Days to weeks	Days	10 minutes
Transaction fees	2–4% + hidden fees	2.9% + $0.30	~1%
Settlement time	1–5 business days	1–3 business days	Instant
Chargebacks	Merchant bears risk	Merchant bears risk	Protected, final
Fraud control	Service-level only	Limited	Integrated, one-click
Global reach	Geography-limited	Select markets	Borderless

// Merchant Reviews

Why merchants are making the switch.

We were losing almost 3% on every international order to card fees and currency conversion. With NavisPay, that's gone. Our margins improved immediately.

Rafael Mendes

Founder, Brazil

I was nervous about anything crypto-related. But NavisPay handles everything. Our customers just pay, and we receive funds the same day. One afternoon to set up.

Priya Nair

Head of Operations, India

Chargebacks were a constant headache. We had months where we lost thousands to fraud disputes. Since switching, we haven't had a single one. That alone was worth it.

Jonas Weber

E-commerce Director, Germany

// FAQ

You probably have concerns.
Here are the honest answers.

What about price volatility? I don't want crypto risk.

NavisPay uses dollar-pegged stablecoins. The value doesn't fluctuate like Bitcoin or Ethereum. What your customer sends is exactly what you receive, in dollars. No exposure to crypto markets at all.

Is it secure and compliant?

Yes. Our system handles compliance, settlement, and security end-to-end. Every transaction is final, traceable, and auditable.// NavisPay is built on x402, an open protocol for internet-native payments, designed for auditability and institutional trust.

What if I need to process a refund?

Refunds are handled directly through your NavisPay dashboard. Because transactions are final by default, you initiate refunds manually, with no surprise reversals. You stay in control.

Is it actually easy to integrate?

One NPM package. Configure your wallet address. You're live. Most teams are up and running in under 10 minutes.

Do my customers need a crypto wallet to pay?

No. Your customers pay in a way that feels familiar to them. NavisPay handles the conversion on the back end. From their side, it looks and feels like a normal checkout.

Talk to us

Tell us what you sell and where your customers are. We'll come back with an integration plan.

✓ Thanks, your request is in. We'll be in touch within one business day.